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How to Sell Your House During Bankruptcy in Greenville

If you own a home when you file for bankruptcy, it becomes part of the bankruptcy estate, the property or assets you own. In October of 2022, there was a twenty-seven percent increase in chapter 13 bankruptcy filings over the previous year. Bankruptcies, including all chapters, total a seven percent increase overall, which correlates strongly … Continued

Stopping the Foreclosure Process: A Guide for Greenville Homeowners

Stopping the foreclosure process of your Greenville home can be difficult, but not impossible. Dealing with the banks, negotiating terms, and stressing over your mortgage can feel completely unbearable, but luckily you have lots of options available to you. Foreclosure is more common than you might think and can affect millions of Americans every year. … Continued

Avoiding Foreclosure: How Greenville Direct Property Buyers Can Help You Keep Your Credit Score Intact

Facing foreclosure can be an extremely stressful experience for any Greenville homeowner. Not only does it mean the loss of a home, but it can also have a significant impact on one’s credit score and financial future. Fortunately, there are options available for homeowners facing foreclosure, including working with direct property buyers in Greenville. In … Continued

Traditional Sales vs. Short Sales And Foreclosures in Greenville

Home sales usually fall into one of three main categories: traditional sales, short sales, and foreclosures. For buyers, each has pros and cons, though generally speaking the cheaper properties are short sales and foreclosures. But if you’re a buyer, you need to keep in mind that these properties are usually cheaper for a good reason. … Continued

4 Things to do if You Are Upside-Down on Your Mortgage in Greenville

Whether you overpaid for the property in a bidding war, you’ve fallen behind on mortgage payments, or property values have dipped, being upside-down on your mortgage or owing more than the current market value is a less-than-ideal situation for homeowners. If circumstances force you to sell your house due to foreclosure instead of waiting out … Continued

What Homeowners in Greenville Can Expect During the Foreclosure Process

If you’re concerned about your property going into foreclosure due to circumstances beyond your control, the optimum scenario would be to work with your lender for a resolution before things go any further. However, going through the foreclosure process can be made easier when homeowners understand what lies ahead, so read on as we explore … Continued

What are “letters testamentary” or “letters of administration”?

Understanding Estate Documents: Letters Testamentary and Letters of Administration In the realm of estate administration, certain documents play pivotal roles in the appointment of individuals entrusted with managing a decedent’s affairs. Let’s explore the significance of “letters testamentary” and “letters of administration” in the probate process: 1. Letters Testamentary: Letters testamentary are legal documents issued … Continued

Who makes the court decisions about estate administration?

In the intricate process of estate administration, decisions regarding the distribution of assets, settlement of debts, and resolution of disputes often require judicial oversight. Let’s delve into who holds the authority to make court decisions about estate administration: 1. Probate Court Judges: In most jurisdictions, including North Carolina, probate matters fall under the jurisdiction of … Continued

What are “executors”, “administrators”, “personal representatives”, and “trustees”?

In the landscape of estate planning and administration in North Carolina, it’s crucial to understand the various roles assigned to individuals entrusted with specific responsibilities. Let’s delve into the roles of executors, administrators, personal representatives, and trustees within the context of North Carolina law: 1. Executors: An executor, or executrix if female, is an individual … Continued

What types of property pass through the estate administration process?

Understanding Probate Assets and Non-Probate Assets In estate administration, distinguishing between probate assets and non-probate assets is essential. Probate assets are typically handled through the estate administration process, whereas non-probate assets may pass outside of this process. Let’s delve into these concepts and explore examples of each. Probate Assets: Probate assets are those that are … Continued